Lista de bancos quebrados en EEUU 2009-2017

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List Of Failed Banks 2009-2017

To find out if there are any failed banks in your state, click on a state map. Search our Safe & Sound ratings to determine if your bank is safe. The estimated cost to the DIF is the amount of money paid out of the FDIC‘s Deposit Insurance Fund to depositors that likely won’t be recouped by the sale of the bank’s assets.
Bank failures since 2009
Year Bank failure cost to DIF Number of bank failures
Total: 491
2016 (estimated) $9.6 million 1
2015 (estimated) $894 million 8
2014 (estimated) $398.8 million 18
2013 (estimated) $1.165 billion 24
2012 (estimated) $2.785 billion 51
2011 (official) $7.945 billion 92
2010 (official) $22.904 billion 157
2009 (official) $38.732 billion 140
Source: Federal Deposit Insurance Corp.
2016 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
North Milwaukee State Bank, Milwaukee 03/11/2016 9.6
2015 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Hometown National Bank, Longview, WA 10/02/2015 1.6
The Bank of Georgia, Peachtree City, GA 10/02/2015 23.2
Premier Bank, Denver 07/10/2015 4.4
Republic Bank of Chicago, Chicago 05/08/2015 16.8
Doral Bank En Espanol, San Juan, Puerto Rico 02/27/2015 748.9
Capitol City Bank & Trust Company, Atlanta 02/13/2015 88.9
Highland Community Bank, Chicago 01/23/2015 5.8
First National Bank of Crestview, Crestview, FL 01/16/2015 4.4
2014 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Northern Star Bank, Mankato, MN 12/19/2014 5.9
Frontier Bank, FSB D/B/A El Paseo Bank, Palm Desert, CA 11/07/2014 4.7
The National Republic Bank of Chicago, Chicago 10/24/2014 111.6
NBRS Financial, Rising Sun, MD 10/17/2014 24.3
GreenChoice Bank, Chicago 07/25/2014 14.2
Eastside Commercial Bank, Conyers, GA 07/18/2014 33.9
The Freedom State Bank, Freedom, OK 06/27/2014 5.8
Valley Bank, Fort Lauderdale, FL 06/20/2014 7.7
Valley Bank, Moline, IL 06/20/2014 51.4
Slavie Federal Savings Bank, Bel Air, MD 05/30/2014 6.6
Columbia Savings Bank, Cincinnati 05/23/2014 5.3
AztecAmerica Bank, Berwyn, IL 05/16/2014 18.0
Allendale County Bank, Fairfax, SC 04/25/2014 17.1
Millennium Bank, National Association, Sterling, VA 02/28/2014 7.7
Vantage Point Bank, Horsham, PA 02/28/2014 8.5
Syringa Bank, Boise, ID 01/31/2014 4.5
The Bank of Union, El Reno, OK 01/24/2014 70
DuPage National Bank, West Chicago 01/17/2014 1.6
2013 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Texas Community Bank, National Association, The Woodlands, TX 12/13/2013 10.8
Bank of Jackson County, Graceville, FL 10/30/2013 5.1
The Community's Bank, Bridgeport, CT 9/13/2013 7.8
First National Bank, Edinburg, TX 9/13/2013 637.5
Sunrise Bank of Arizona, Phoenix, AZ 8/23/2013 17
Community South Bank, Parsons, TN 8/23/2013 72.5
Bank of Wausau, Wausau, WI 8/9/2013 13.5
First Community Bank of Southwest Florida (also operating as Community Bank of Cape Coral), Ft. Myers, FL 8/2/2013 27.1
Mountain National Bank, Sevierville, TN 6/7/2013 33.5
1st Commerce Bank, North Las Vegas, NV 6/6/2013 9.4
Banks of Wisconsin (dba Bank of Kenosha), Kenosha, WI 5/31/2013 26.3
Central Arizona Bank, Scottsdale, AZ 5/14/2013 8.6
Sunrise Bank, Valdosta, GA 5/10/2013 17.3
Pisgah Community Bank, Asheville, NC 5/10/2013 8.9
Parkway Bank, Lenoir, NC 4/26/2013 18.1
Douglas County Bank, Douglasville, GA 4/26/2013 86.4
Chipola Community Bank, Marianna, FL 4/19/2013 10.3
Heritage Bank of North Florida, Orange Park, FL 4/19/2013 30.2
First Federal Bank, Lexington, KY 4/19/2013 9.7
Gold Canyon Bank, Gold Canyon, AZ 4/5/2013 11.2
Frontier Bank, LaGrange, GA 3/8/2013 51.6
Covenant Bank, Chicago, IL 2/15/2013 21.8
1st Regents Bank, Andover, MN 1/18/2013 10.5
Westside Community Bank, University Place, WA 1/1/2013 20.3
2012 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Community Bank of the Ozarks, Sunrise Beach, MO 12/14/2012 10.4
Hometown Community Bank, Braselton, GA 11/16/2012 36.7
Citizens First National Bank, Princeton, IL 11/2/2012 45.2
Heritage Bank of Florida, Lutz, FL 11/2/2012 65.5
NOVA Bank, Berwyn, PA 10/26/2012 91.2
GulfSouth Private Bank, Destin, FL 10/19/2012 36.1
First East Side Savings Bank, Tamarac, FL 10/19/2012 9.1
Excel Bank, Sedalia, MO 10/19/2012 40.9
First United Bank, Crete, IL 9/28/2012 48.6
Truman Bank, St. Louis, MO 9/14/2012 34.0
First Commercial Bank, Bloomington, MN 9/7/2012 63.9
Waukegan Savings Bank, Waukegan, IL 8/3/2012 19.8
Jasper Banking Company, Jasper, GA 7/27/2012 58.1
Royal Palm Bank, Naples, FL 7/20/2012 13.5
Georgia Trust Bank, Buford, GA 7/20/2012 20.9
First Cherokee State Bank, Woodstock, GA 7/20/2012 36.9
Heartland Bank, Leawood, KS 7/20/2012 3.1
Second Federal Savings and Loan Association of Chicago, Chicago, IL 7/20/2012 76.9
Glasgow Savings Bank, Glasgow, MO 7/13/2012 0.1
Montgomery Bank & Trust, Ailey, GA 7/6/2012 75.2
Farmers Bank of Lynchburg, Lynchburg, TN 6/15/2012 28.3
Security Exchange Bank, Marietta, GA 6/15/2012 34.3
Putnam State Bank, Palatka, FL 6/15/2012 37.4
Waccamaw Bank, Whiteville, NC 6/8/2012 51.1
Farmers and Traders State Bank, Shabbona, IL 6/8/2012 8.9
Carolina Federal Savings Bank, Charleston, SC 6/8/2012 15.2
First Capital Bank, Kingfisher, OK 6/8/2012 5.6
Alabama Trust Bank, National Association, Sylacuaga, AL 5/18/2012 8.9
Security Bank, National Association, North Lauderdale, FL 5/4/2012 10.8
Palm Desert National Bank, Palm Desert, CA 4/27/2012 20.1
Plantation Federal Bank, Pawleys Island, SC 4/27/2012 76.0
Inter Savings Bank, Maple Grove, MN 4/27/2012 117.5
HarVest Bank of Maryland, Gaithersburg, MD 4/27/2012 17.2
Bank of the Eastern Shore, Cambridge, MD 4/27/2012 41.8
Fort Lee Federal Saving Bank, FSB, Fort Lee, NJ 4/20/2012 14.0
Fidelity Bank, Dearborn, MI 3/30/2012 92.8
International Bank of Chicago, Chicago, IL 3/23/2012 64.1
Covenant Bank & Trust, Rock Spring, GA 3/23/2012 31.5
New City Bank, Chicago, IL 3/9/2012 17.4
Global Commerce Bank, Doraville, GA 3/2/2012 17.9
Home Savings of America, Little Falls, MN 2/24/2012 38.8
Central Bank of Georgia, Ellaville, GA 2/24/2012 67.5
Charter National Bank and Trust, IL 2/10/2012 17.4
SCB Bank, Shelbyville, IN 2/10/2012 33.9
BankEast, Knoxville, TN 1/27/2012 75.6
Patriot Bank Minnesota, Forest Lake, MN 1/27/2012 32.6
First Guaranty Bank and Trust Company of Jacksonville, Jacksonville, FL 1/27/2012 82.0
Tennessee Commerce Bank, Franklin, TN 1/27/2012 416.8
American Eagle Savings Bank, Boothwyn, PA 1/20/2012 3.2
The First State Bank, Stockbridge, GA 1/20/2012 216.2
Central Florida State Bank, Belleview, FL 1/20/2012 24.4
Inline table heading
2011 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Premier Community Bank of the Emerald Coast, Crestview, FL 12/16/2011 31.2
Western National Bank, Phoenix, AZ 12/16/2011 37.6
Polk County Bank, Johnston, IA 11/18/2011 12.0
Central Progressive Bank, Lacombe, LA 11/18/2011 58.1
Community Bank of Rockmart, Rockmart, GA 11/10/2011 14.5
Mid City Bank, Inc., Omaha, NE 11/4/2011 12.7
SunFirst Bank, St. George, UT 11/4/2011 49.7
All American Bank, Des Plaines, IL 10/28/2011 6.5
Decatur First Bank, Decatur, GA 10/21/2011 32.6
Old Harbor Bank, Clearwater, FL 10/21/2011 39.3
Community Capital Bank, Jonesboro, GA 10/21/2011 62.0
Community Banks of Colorado, Greenwood Village, CO 10/21/2011 224.9
Blue Ridge Savings Bank, Asheville, NC 10/14/2011 38.0
Piedmont Community Bank, Gray, GA 10/14/2011 71.6
First State Bank, Cranford, NJ 10/14/2011 45.8
Country Bank, Aledo, IL 10/14/2011 66.3
The RiverBank, Wyoming, MN 10/07/2011 71.4
Sun Security Bank, Ellington, MO 10/07/2011 118.3
First International Bank, Plano, TX 9/30/2011 53.8
Bank of the Commonwealth, Norfolk, VA 9/23/2011 268.3
Citizens Bank of Northern California, Nevada City, CA 9/23/2011 37.2
First National Bank of Florida, Milton, FL 9/09/2011 46.9
CreekSide Bank, Woodstock, GA 9/02/2011 27.3
Patriot Bank of Georgia, Cumming, GA 9/02/2011 44.4
Public Savings Bank, Huntingdon Valley, PA 8/18/2011 11.0
Lydian Private Bank, Palm Beach, FL 8/19/2011 293.2
First Choice Bank, Geneva, IL 8/19/2011 31.0
First Southern National Bank, Statesboro, GA 8/19/2011 39.6
The First National Bank of Olathe, Olathe, KS 8/12/2011 116.6
Bank of Shorewood, Shorewood, IL 8/5/2011 25.6
Bank of Whitman, Colfax, WA 8/5/2011 134.8
Integra Bank, Evansville, IN 7/29/2011 170.7
BankMeridian, Columbia, SC 7/29/2011 65.4
Virginia Business Bank, Richmond, VA 7/22/2011 17.3
Southshore Community Bank, Apollo Beach, FL 7/22/2011 8.3
Landmark Bank of Florida, Sarasota, FL 7/22/2011 34.4
Bank of Choice, Greeley, CO 7/22/2011 213.6
High Trust Bank, Stockbridge, GA 7/15/2011 66.0
One Georgia Bank, Atlanta, GA 7/15/2011 44.4
First Peoples Bank, Port St. Lucie, FL 7/15/2011 7.4
Summit Bank, Prescott, AZ 7/15/2011 11.3
Signature Bank, Windsor, CO 7/8/2011 22.3
Colorado Capital Bank, Castle Rock, CO 7/8/2011 283.8
First Chicago Bank and Trust, Chicago, IL 7/8/2011 284.3
Mountain Heritage Bank, Clayton, GA 6/24/2011 41.1
First Commercial Bank of Tampa Bay, Tampa, FL 6/17/2011 28.5
McIntosh State Bank, Jackson, GA 6/17/2011 80.0
Atlantic Bank and Trust, Charleston, SC 6/3/2011 36.4
First Heritage Bank, Snohomish, WA 5/27/2011 34.9
First Georgia Banking Company, Franklin, GA 5/20/2011 156.5
Summit Bank, Burlington, WA 5/20/2011 15.7
Atlantic Southern Bank, Macon, GA 5/20/2011 273.5
Coastal Bank, Cocoa Beach, FL 5/6/2011 13.4
Community Central Bank, Mount Clemens, MI 4/29/2011 183.2
The Park Avenue Bank, Valdosta, GA 4/29/2011 306.1
Cortez Community Bank, Brooksville, FL 4/29/2011 18.6
First National Bank of Central Florida, Winter Park, FL 4/29/2011 42.9
First Choice Community Bank, Dallas, GA 4/29/2011 92.4
Heritage Banking Group, Carthage, MS 4/15/2011 49.1
Rosemount National Bank, Rosemount, MN 4/15/2011 3.6
Nexity Bank, Birmingham, AL 4/15/2011 175.4
New Horizons Bank, East Elljay, GA 4/15/2011 30.9
Bartow County Bank, Cartersville, GA 4/15/2011 69.5
Superior Bank, Birmingham, AL 4/15/2011 259.6
Western Springs National Bank and Trust, Western Springs, IL 4/8/2011 31.0
Nevada Commerce Bank, Las Vegas, NV 4/8/2011 31.9
The Bank of Commerce, Wood Dale, IL 3/25/2011 41.9
Legacy Bank, Milwaukee, WI 3/11/2011 43.5
First National Bank of Davis, Davis, OK 3/11/2011 26.5
Valley Community Bank, St. Charles, IL 2/25/2011 22.8
San Luis Trust Bank, FSB, San Luis Obispo, CA 2/18/2011 96.1
Charter Oaks Bank, Napa, CA 2/18/2011 21.8
Citizens Bank of Effingham, Springfield, GA 2/18/2011 59.4
Habersham Bank, Clarksville, GA 2/18/2011 90.3
Canyon National Bank, Palm Springs, CA 2/11/2011 10.0
Badger State Bank, Cassville, WI 2/11/2011 17.5
Peoples State Bank, Hamtramck, MI 2/11/2011 87.4
Sunshine State Community Bank, Port Orange, FL 2/11/2011 30.0
Community First Bank Chicago, Chicago, IL 2/4/2011 11.7
North Georgia Bank, Watkinsville, GA 2/4/2011 35.2
American Trust Bank, Roswell, GA 2/4/2011 71.5
First Community Bank, Taos, NM 1/28/2011 260.0
FirsTier Bank, Louisville, CO 1/28/2011 242.6
Evergreen State Bank, Stoughton, WI 1/28/2011 22.8
The First State Bank, Camargo, OK 1/28/2011 20.1
United Western Bank, Denver, CO 1/21/2011 312.8
The Bank of Asheville, Asheville, NC 1/21/2011 56.2
CommunitySouth Bank and Trust, Easley, SC 1/21/2011 46.3
Enterprise Banking Company, McDonough, GA 1/21/2011 39.6
Oglethorpe Bank, Brunswick, GA 1/14/2011 80.4
Legacy Bank, Scottsdale, AZ 1/7/2011 27.9
First Commercial Bank of Florida, Orlando, FL 1/7/2011 78.0
2010 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
Community National Bank, Lino Lakes, MN 12/17/2010 3.7
First Southern Bank, N.A., Batesville, AR 12/17/2010 22.8
United Americas Bank, N.A., Atlanta, GA 12/17/2010 75.8
Appalachian Community Bank, FSB, McCaysville, GA 12/17/2010 26
Chestatee State Bank, Dawsonville, GA 12/17/2010 75.3
The Bank of Miami, N.A., Coral Gables, FL 12/17/2010 64
Earthstar Bank, Southampton, PA 12/10/2010 22.9
Paramount Bank, Farmington Hills, MI 12/10/2010 90.2
First Banking Center, Burlington, WI 11/19/2010 142.6
Allegiance Bank of North America, Bala Cynwyd, PA 11/19/2010 14.2
Gulf State Community Bank, Carrabelle, FL 11/19/2010 42.7
Copper Star Bank, Scottsdale, AZ 11/12/2010 46.3
Darby Bank & Trust Co., Vidalia, GA 11/12/2010 136.2
Tifton Banking Company, Tifton, GA 11/12/2010 24.6
First Vietnamese American Bank, Westminster, CA 11/5/2010 9.6
Pierce Commercial Bank, Tacoma, WA 11/5/2010 21.3
Western Commercial Bank, Woodland Hills, CA 11/5/2010 25.2
K Bank, Randallstown, MD 11/5/2010 198.4
First Arizona Savings, Scottsdale, AZ 10/22/2010 32.8
Hillcrest Bank, Overland Park, KS 10/22/2010 329.7
First Suburban National Bank, Maywood, IL 10/22/2010 31.4
The First National Bank of Barnesville, Barnesville, GA 10/22/2010 33.9
The Gordon Bank, Gordon, GA 10/22/2010 9.0
Progress Bank of Florida, Tampa, FL 10/22/2010 25.0
First Bank of Jacksonville, Jacksonville, FL 10/22/2010 16.2
Premier Bank, Jefferson City, MO 10/15/2010 406.9
WestBridge Bank and Trust Company, Chesterfield, MO 10/15/2010 18.7
Security Savings Bank F.S.B., Olathe, KS 10/15/2010 82.2
Shoreline Bank, Shoreline, WA 10/1/2010 41.4
Wakulla Bank, Crawfordville, FL 10/1/2010 113.4
Haven Trust Bank Florida, Ponte Verde Beach, FL 9/24/2010 31.9
North County Bank, Arlington, WA 9/24/2010 72.8
Maritime Savings Bank, West Allis, WI 9/17/2010 83.6
Bramble Savings Bank, Milford, OH 9/17/2010 14.6
The Peoples Bank, Winder, GA 9/17/2010 98.9
First Commerce Community Bank, Douglasville, GA 9/17/2010 71.4
Bank of Ellijay, Ellijay, GA 9/17/2010 55.2
ISN Bank, Cherry Hill, NJ 9/17/2010 23.9
Horizon Bank, Bradenton, FL 9/10/2010 58.9
Sonoma Valley Bank, Sonoma, CA 8/20/2010 10.1
Los Padres Bank, Solvang, CA 8/20/2010 8.7
Butte Community Bank, Chico, CA 8/20/2010 17.4
Pacific State Bank, Stockton, CA 8/20/2010 32.6
ShoreBank, Chicago, IL 8/20/2010 367.7
Imperial Savings and Loan Association, Martinsville, VA 8/20/2010 3.5
Independent National Bank, Ocala, FL 8/20/2010 23.2
Community National Bank at Bartow, Bartow, FL 8/20/2010 10.3
Palos Bank and Trust Company, Palos Heights, IL 8/13/2010 72
Ravenswood Bank, Chicago, IL 8/6/2010 68.1
LibertyBank, Eugene, OR 7/30/2010 115.3
The Cowlitz Bank, Longview, WA 7/30/2010 68.9
Coastal Community Bank, Panama City Beach, FL 7/30/2010 94.5
Bayside Savings Bank, Port St. Joe, FL 7/30/2010 16.2
Northwest Bank and Trust, Acworth, GA 7/30/2010 39.8
Home Valley Bank, Cave Junction, OR 7/23/2010 37.1
Southwest USA Bank, Las Vegas, NV 7/23/2010 74.1
Community Security Bank, New Prague, MN 7/23/2010 18.6
Thunder Bank, Sylvan Grove, KS 7/23/2010 4.5
Williamsburg First National Bank, Kingstree, SC 7/23/2010 8.8
Crescent Bank and Trust Company, Jasper, GA 7/23/2010 242.4
Sterling Bank, Lantana, FL 7/23/2010 45.5
Mainstreet Savings Bank FSB, Hastings, MI 7/16/2010 11.4
Olde Cypress Community Bank, Clewiston, FL 7/16/2010 31.5
Turnberry Bank, Aventura, FL 7/16/2010 34.4
Metro Bank of Dade County, Miami, FL 7/16/2010 67.6
First National Bank of the South, Spartanburg, SC 7/16/2010 74.9
Woodlands Bank, Bluffton, SC 7/16/2010 115
Home National Bank, Blackwell, OK 7/09/2010 78.7
USA Bank, Port Chester, NY 7/09/2010 61.7
Ideal Federal Savings Bank, Baltimore, MD 7/09/2010 2.1
Bay National Bank, Baltimore, MD 7/09/2010 17.4
High Desert State Bank, Albuquerque, NM 6/25/2010 20.9
First National Bank, Savannah, GA 6/25/2010 68.9
Peninsula Bank, Englewood, FL 6/25/2010 194.8
Nevada Security Bank, Reno, NV 6/18/2010 80.9
Washington First International Bank, Seattle, WA 6/11/2010 158.4
TierOne Bank, Lincoln, NE 6/04/2010 297.8
Arcola Homestead Savings Bank, Arcola, IL 6/04/2010 3.2
First National Bank, Rosedale, MS 6/04/2010 12.6
Granite Community Bank, NA, Granite Bay, CA 5/28/2010 17.3
Bank of Florida -- Tampa, Tampa, FL 5/28/2010 40.3
Bank of Florida -- Southwest, Naples, FL 5/28/2010 91.3
Bank of Florida -- Southeast, Fort Lauderdale, FL 5/28/2010 71.4
Sun West Bank, Las Vegas, NV 5/28/2010 96.7
Pinehurst Bank, Saint Paul, MN 5/21/2010 6
Midwest Bank and Trust Company, Elmwood Park, IL 5/14/2010 216.4
Southwest Community Bank, Springfield, MO 5/14/2010 29
New Liberty Bank, Plymouth, MI 5/14/2010 25
Satilla Community Bank, Saint Marys, GA 5/14/2010 31.3
1st Pacific Bank of California, San Diego, CA 5/07/2010 87.7
Towne Bank of Arizona, Mesa, AZ 5/07/2010 41.8
Access Bank, Champlin, MN 5/07/2010 5.5
The Bank of Bonifay, Bonifay, FL 5/07/2010 78.7
Frontier Bank, Everett, WA 4/30/2010 1,370
BC National Banks, Butler, MO 4/30/2010 11.4
Champion Bank, Creve Coeur, MO 4/30/2010 52.7
CF Bancorp, Port Huron, MI 4/30/2010 615.3
Westernbank Puerto Rico, Mayaguez, PR 4/30/2010 3,310
R-G Premier Bank of Puerto Rico, Hato Rey, PR 4/30/2010 1,230
Eurobank, San Juan, PR 4/30/2010 743.9
Wheatland Bank, Naperville, IL 4/23/2010 133
Peotone Bank and Trust Company, Peotone, IL 4/23/2010 31.7
Lincoln Park Savings Bank, Chicago, IL 4/23/2010 48.4
New Century Bank, Chicago, IL 4/23/2010 125.3
Citizens Bank and Trust Company of Chicago, Chicago, IL 4/23/2010 20.9
Broadway Bank, Chicago, IL 4/23/2010 394.3
Amcore Bank, National Association, Rockford, IL 4/23/2010 220.3
City Bank, Lynnwood, WA 4/16/2010 323.4
Tamalpais, San Rafael, CA 4/16/2010 81.1
Innovative Bank, Oakland, CA 4/16/2010 37.8
Butler Bank, Lowell, MA 4/16/2010 22.9
Riverside National Bank of Florida, Fort Pierce, FL 4/16/2010 491.8
American First Bank, Clermont, FL 4/16/2010 10.5
First Federal Bank of North Florida, Palatka, FL 4/16/2010 6
Lakeside Community Bank, Sterling Heights, MI 4/16/2010 11.2
Beach First National Bank, Myrtle Beach, SC 4/09/2010 130.3
Desert Hills Bank, Phoenix, AZ 3/26/2010 106.7
Unity National Bank, Cartersville, GA 3/26/2010 67.2
Key West Bank, Key West, FL 3/26/2010 23.1
McIntosh Commercial Bank, Carrollton, GA 3/26/2010 123.3
State Bank of Aurora, Aurora, MN 3/19/2010 4.2
First Lowndes Bank, Fort Deposit, AL 3/19/2010 38.3
Bank of Hiawassee, Hiawasssee, GA 3/19/2010 137.7
Appalachian Community Bank, Ellijay, GA 3/19/2010 419.3
Advanta Bank Corp, Draper, UT 3/19/2010 635.6
Century Security Bank, Duluth, MN 3/19/2010 29.9
American National Bank, Parma, OH 3/19/2010 17.1
Statewide Bank, Covington, LA 3/12/2010 38.1
Old Southern Bank, Orlando, FL 3/12/2010 94.6
The Park Avenue Bank, New York, NY 3/12/2010 50.7
LibertyPointe Bank, New York, NY 3/11/2010 24.8
Centennial Bank, Ogden, UT 3/5/2010 96.3
Waterfield Bank, Germantown, MD 3/5/2010 51
Bank of Illinois, Normal, IL 3/5/2010 53.7
Sun American Bank, Boca Raton, FL 3/5/2010 103.8
Rainier Pacific Bank, Tacoma, WA 2/26/2010 95.2
Carson River Community Bank, Carson City, NV 2/26/2010 7.9
La Jolla Bank, F.S.B., La Jolla, CA 2/19/2010 882.3
George Washington Savings Bank, Orland Park, IL 2/19/2010 141.4
The La Coste National Bank, La Coste, TX 2/19/2010 3.7
Marco Community Bank, Marco Island, FL 2/19/2010 38.1
First American State Bank of Minnesota, Hancock, MN 2/05/2010 3.1
American Marine Bank, Bainbridge Island, WA 1/29/2010 58.9
First Regional Bank, Los Angeles, CA 1/29/2010 825.5
Community Bank and Trust, Cornelia, GA 1/29/2010 354.5
Marshall Bank, N.A., Hallock, MN 1/29/2010 4.1
Florida Community Bank, Immokalee, FL 1/29/2010 352.6
First National Bank of Georgia, Carrollton, GA 1/29/2010 260.4
Columbia River Bank, The Dalles, OR 1/22/2010 172.5
Evergreen Bank, Seattle, WA 1/22/2010 64.2
Charter Bank, Santa Fe, NM 1/22/2010 201.9
Bank of Leeton, Leeton, MO 1/22/2010 8.1
Premier American Bank, Miami, FL 1/22/2010 85
Town Community Bank & Trust, Antioch, IL 1/15/2010 17.8
St. Stephen State Bank, St. Stephen, MN 1/15/2010 7.2
Barnes Banking Company, Kaysville, UT 1/15/2010 271.3
Horizon Bank, Bellingham, WA 1/08/2010 539.1
2009 list of failed banks
Failed banks Date closed Estimated cost to DIF ($ millions)
First Federal Bank of California, Santa Monica, CA 12/18/2009 146.3
Imperial Capital Bank, La Jolla, CA 12/18/2009 619.2
Independent Bankers' Bank, Springfield, IL 12/18/2009 68.4
New South Federal Savings Bank, Irondale, AL 12/18/2009 212.3
Citizens State Bank, New Baltimore, MI 12/18/2009 76.6
Peoples First Community Bank, Panama City, FL 12/18/2009 556.7
RockBridge Commercial Bank, Atlanta, GA 12/18/2009 124.2
The Buckhead Community Bank, Atlanta, GA 12/04/2009 241.4
First Security National Bank, Norcross, GA 12/04/2009 30.1
The Tattnall Bank, Reidsville, GA 12/04/2009 13.9
AmTrust Bank, Cleveland, OH 12/04/2009 200
Benchmark Bank, Aurora, IL 12/04/2009 64
Greater Atlantic Bank, Reston, VA 12/04/2009 35
Commerce Bank of Southwest Florida, Fort Myers, FL 11/20/2009 23.6
Pacific Coast National Bank, San Clemente, CA 11/13/2009 27.4
Orion Bank, Naples, FL 11/13/2009 615
Century Bank, F.S.B., Sarasota, FL 11/13/2009 344
United Security Bank, Sparta, GA 11/6/2009 58
Home Federal Savings Bank, Detroit, MI 11/6/2009 5.4
Prosperan Bank, Oakdale, MN 11/6/2009 60.1
Gateway Bank of St. Louis, St. Louis, MO 11/6/2009 9.2
United Commercial Bank, San Francisco, CA 11/6/2009 1,400
Bank USA, National Association, Phoenix, AZ 10/30/2009 2,500**
California National Bank, Los Angeles, CA 10/30/2009 2,500**
San Diego National Bank, San Diego, CA 10/30/2009 2,500**
Pacific National Bank, San Francisco, CA 10/30/2009 2,500**
Park National Bank, Chicago, IL 10/30/2009 2,500**
Community Bank of Lemont, Lemont, IL 10/30/2009 2,500**
North Houston Bank, Houston, TX 10/30/2009 2,500**
Madisonville State Bank, Madisonville, TX 10/30/2009 2,500**
Citizens National Bank, Teague, TX 10/30/2009 2,500**
First DuPage Bank, Westmont, IL 10/23/2009 59
Riverview Community Bank, Otsego, MN 10/23/2009 20
Bank of Elmwood, Racine, WI 10/23/2009 101.1
Flagship National Bank, Bradenton, FL 10/23/2009 59
Hillcrest Bank Florida, Naples, FL 10/23/2009 45
American United Bank, Lawrenceville, GA 10/23/2009 44
Partners Bank, Naples, FL 10/23/2009 28.6
San Joaquin Bank, Bakersfiled, CA 10/16/2009 103
Warren Bank, Warren, MI 10/2/2009 275
Jennings State Bank, Spring Grove, MN 10/2/2009 11.7
Southern Colorado National Bank, Pueblo, CO 10/2/2009 6.6
Georgian Bank, Atlanta, GA 9/25/2009 892
Irwin Union Bank, F.S.B., Louisville, KY* 9/18/2009 *850 for both
Irwin Union Bank and Trust Co., Columbus, IN* 9/18/2009 *850 for both
Corus Bank, National Association, Chicago, IL 9/11/2009 1,700
Brickwell Community Bank, Woodbury, MN 9/11/2009 22
Venture Bank, Lacy, WA 9/11/2009 298
First Bank of Kansas City, Kansas City, MO 9/4/2009 6
InBank, Oak Forest, IL 9/4/2009 66
Vantus Bank, Sioux City, IA 9/4/2009 168
Platinum Community Bank, Rolling Meadows, IL 9/4/2009 114.3
First State Bank, Flagstaff, AZ 9/4/2009 47
Bradford Bank, Baltimore, MD 8/28/2009 97
Mainstreet Bank, Forest Lake, MN 8/28/2009 95
Affinity Bank, Ventura, CA 8/28/2009 254
eBank, Atlanta, GA 8/21/2009 63
First Coweta Bank, Newman, GA 8/21/2009 48
CapitalSouth Bank, Birmingham, AL 8/21/2009 151
Guaranty Bank, Austin, TX 8/21/2009 3,000
Community Bank of Nevada, Las Vegas, NV 8/14/2009 781.5
Community Bank of Arizona, Phoenix, AZ 8/14/2009 26
Union Bank, National Assoc., Gilbert, AZ 8/14/2009 61
Colonial Bank, Montgomery, AL 8/14/2009 2,800
Dwelling House Savings and Loan Assoc., Pittsburgh, PA 8/14/2009 7
Community First Bank, Prineville, OR 8/7/2009 45
Community National Bank of Sarasota County, Venice, FL 8/7/2009 24
First State Bank, Sarasota, FL 8/7/2009 116
Mutual Bank, Harvey, IL 7/31/2009 696
First BankAmericano, Elizabeth, NJ 7/31/2009 15
Peoples Community Bank, West Chester, OH 7/31/2009 130
First State Bank of Altus, Altus, OK 7/31/2009 25
Integrity Bank, Jupiter, FL 7/31/2009 46
Waterford Village Bank, Williamsville, NY 7/24/2009 5.6
Security Bank of Jones County, Gray, GA 7/24/2009 807
Security Bank of Houston County, Perry, GA 7/24/2009 807
Security Bank of Bibb County, Macon, GA 7/24/2009 807
Security Bank of North Metro, Woodstock, GA 7/24/2009 807
Security Bank of North Fulton, Alpharetta, GA 7/24/2009 807
Security Bank of Gwinnett County, Suwanee, GA 7/24/2009 807
Temecula Valley Bank, Temecula, CA 7/17/2009 391
Vineyard Bank, Rancho Cucamonga, CA 7/17/2009 579
First Piedmont Bank, Winder, GA 7/17/2009 29
BankFirst, Sioux Falls, SD 7/17/2009 91
Bank of Wyoming, Thermopolis, WY 7/10/2009 27
John Warner Bank, Clinton, IL 7/2/2009 10
First State Bank of Winchester, Winchester, IL 7/2/2009 6
Elizabeth State Bank, Elizabeth, IL 7/2/2009 11.2
First National Bank of Danville, Danville, IL 7/2/2009 24
Rock River Bank, Oregon, IL 7/2/2009 27.6
Millennium State Bank of Texas, Dallas, TX 7/2/2009 47
Founders Bank, Worth, IL 7/2/2009 188.5
Mirae Bank, Los Angeles, CA 6/26/2009 50
MetroPacific Bank, Irvine, CA 6/26/2009 29
Horizon Bank, Pine City, MN 6/26/2009 33.5
Neighborhood Community Bank, Newnan, GA 6/26/2009 66.7
Community Bank of West Georgia, Villa Rica, GA 6/26/2009 85
First National Bank of Anthony, Anthony, KS 6/19/2009 32.2
Cooperative Bank, Wilmington, NC 6/19/2009 217
Southern Community Bank, Fayetteville, GA 6/19/2009 114
Bank of Lincolnwood, Lincolnwood, IL 6/5/2009 83
Citizens National Bank, Macomb, IL 5/22/2009 106
Strategic Capital Bank, Champaign, IL 5/22/2009 173
BankUnited, Coral Gables, FL 5/21/2009 4,900
Westsound Bank, Bremerton, WA 5/8/2009 108
America West Bank, Layton, UT 5/1/2009 119.4
Citizens Community Bank, Ridgewood, NJ 5/1/2009 18.1
Silverton Bank, Atlanta, GA 5/1/2009 1,003
First Bank of Idaho, Ketchum, ID 4/24/2009 191.2
First Bank of Beverly Hills, CA 4/24/2009 394
Michigan Heritage Bank, Farmington Hills, MI 4/24/2009 71.3
American Southern Bank, Kennesaw, GA 4/24/2009 41.9
Great Basin Bank, Elko, NV 4/17/2009 42
American Sterling Bank, Sugar Creek, MO 4/17/2009 42
New Frontier Bank, Greeley, CO 4/10/2009 670
Cape antiestéticar Bank, Wilmington, NC 4/10/2009 131
Omni National Bank, Atlanta, GA 3/27/2009 290
FirstCity Bank, Stockbridge, GA 3/20/2009 100
Colorado National Bank, Colorado Springs, CO 3/20/2009 9
Teambank, N.A., Paola, KS 3/20/2009 98
Freedom Bank of Georgia, Commerce, GA 3/6/2009 36.2
Security Savings Bank, Henderson, NV 2/27/2009 59.1
Heritage Community Bank, Glenwood, IL 2/27/2009 41.6
Silver Falls Bank, Silverton, OR 2/20/2009 50
Pinnacle Bank, Beaverton, OR 2/13/2009 12.1
Corn Belt Bank & Trust, Pittsfield, IL 2/13/2009 100
Riverside Bank of the Gulf Coast, Cape Coral, FL 2/13/2009 201.5
Sherman County Bank, Loup City, NE 2/13/2009 28
County Bank, Merced, CA 2/6/2009 135
Alliance Bank, Culver City, CA 2/6/2009 206
FirstBank Financial Services, McDonough, GA 2/6/2009 111
Ocala NB, Ocala, FL 1/30/2009 99.6
Suburban FSB, Crofton, MD 1/30/2009 126
Magnet Bank, Salt Lake City, UT 1/30/2009 119.4
1st Centennial Bank, Redlands, CA 1/23/2009 227
Bank of Clark County, Vancouver, WA 1/16/2009 120 - 145
National Bank of Commerce, Berkely, IL 1/16/2009 97.1
** Nine banks were closed by the FDIC on 10/30/09. They were subsidiaries of FBOP Corporation, Oak Park, Illinois. The estimated cost to the DIF for all nine is $2.5 billion. US Bank of Minneapolis is assuming all of the deposits.
 

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República Monárquica
La idea era ver el otro lado de la balanza bancos igualmente quebrados pero tocados por la mano de ls república, tocados y salvados por los Tribunos de la Plebe.

La Ley de Estabilización Económica de Urgencia de 2008 (llamado también Plan de rescate financiero de Estados Unidos o Salvataje económico de Estados Unidos ) es una ley de carácter intervencionista que autoriza al
Secretario del Tesoro estadounidense a gastar 700 mil millones de dólares de dinero público para la compra de activos basura, especialmente títulos respaldados por hipotecas, a los bancos nacionales para salvarlos de la quiebra. La ley fue propuesta por el presidente George W. Bush y el Secretario del Tesoro Henry Paulson durante la crisis de liquidez de septiembre de 2008 , causada por la
crisis de las hipotecas subprime primero rechazada por el congreso, modificada y posteriormente aprobada.
Los proponentes del plan sostienen que esta ley, así como las anteriores adquisiciones e inyecciones de liquidez que hizo el gobierno estadounidense ese septiembre y que implicó una intervención en el mercado sin precedentes en al historia del capitalismo estadounidense, algo que era vital para evitar una mayor erosión de la confianza en el mercado de crédito estadounidenses y que no actuar podría llevar a una depresión económica. Los oponentes lo consideran un coste desproporcionado, señalan las encuestas que mostraron el descontento ciudadano de desviar dinero público para rescatar los bancos de inversión de Wall Street, [1] así como que no tomaron en consideración las alternativas y que el Senado sólo trata de forzar la aprobación de la modificada pero impopular versión del plan de rescate a través de la Cámara de Representantes
El público en general aceptó renuentemente que “los contribuyentes tendrán que proveer la cubierta”..” no podemos volver a la depresión de los 30 ”. (ver cita anterior)
Proceso de aprobación
La propuesta original era un proyecto de ley de tres páginas, denominado Programa de Alivio de Activos Turbulentos, presentado a la Cámara de Representantes estadounidense. El objetivo del plan era adquirir activos basura, reducir la incertidumbre sobre el valor de los activos restantes y restablecer la confianza en los mercados de crédito. El texto del proyecto de ley se amplió a 110 páginas y fue presentado como una enmienda a otro plan existente H.R. 3997 . La enmienda fue rechazada a través de una votación de la Cámara de Representantes el 29 de septiembre de 2008, por un margen de 228 a 205. [2]
Siguiendo ese rechazo, el índice Dow Jones cayó sobre 777 puntos en un solo día, la caída más grande en la historia de esa institución, [3] lo que representó una pérdida nominal de mil doscientos millones de dólares en el valor de las acciones. Algunas empresas financieras (por ejemplo, S & P y el índice NASDAQ ) perdieron sobre el 8% de su valor, la peor desde el Lunes oscuro (1987) y el temor que los bancos no podrían cubrir sus obligaciones se generalizó, llevando a que las tasas de Interés de los préstamos entre bancos llegaran a superar en un 3.58%; al interés pagado por préstamos otorgados por el Departamento del Tesoro de los Estados Unidos. El día fue descrito como el en el cual las inversiones fueron aplastadas. [4]
Dos días después, 1 de octubre de 2008, el Senado debatió, modificó y votó una enmienda al HR 1424, que sustituyó una versión revisada del acta de Estabilización Económica de Urgencia de 2008 para el lenguaje de la HR 1424. El Senado aceptó la enmienda y aprobó entero el proyecto de ley enmendado con 74 a favor y 25 en contra. El proyecto de ley HR1424, se envió a la Cámara para su examen y el 3 de octubre, la Cámara la aprobó (263 a 171) convirtiendo el proyecto de ley en ley,[5] tras lo cual rápidamente fue firmado por Bush.
TARP
TARP es el programa de alivio de activos problemáticos. [6] El director del programa es James Lambright; además preside un comité que llega a reunirse hasta cinco veces a la semana para examinar cada acuerdo. [7]
Las inyecciones de capital para descongelar los mercados de crèdito y estabilizar a las empresas han hecho que el gobierno se haya inmiscuido en los asuntos de los bancos de inversión, las aseguradoras y las automotrices. [8]
En octubre de 2 008, el gobierno de EE.UU. otorgó los préstamos: ocho grandes instituciones recibieron inyecciones de capital por $165 000 millones. Entre las condiciones del préstamo había límites a las remuneraciones de los ejecutivos: las bonificaciones no pueden representar más de un tercio del pago anual total para los que más ganan en las empresas que reciben dinero gubernamental; hay un límite de $500 000 en los salarios de las firmas que reciben ayuda del Estado. Además, recibió derechos de compra de acciones a un precio convenido. Antes de devolver el dinero del gobierno, el gobierno evaluará las "pruebas de resistencia" financiera: la capacidad de los bancos para seguir otorgando créditos durante una recesión. [8]
Hasta el momento Estados Unidos ha destinado cerca de $2,48 billones para la estabilización de las compañías financieras y el rescate de las automotrices locales. Esto no incluye los costos de los préstamos de capital de trabajo para
General Motors Corp. y Chrysler LLC o el nuevo programa de garantía de autos del gobierno anunciado el lunes. [9]
Entre las críticas al plan es la de Goldman Sachs que objeta al límite en las remuneraciones a ejecutivos impuesto entre las condiciones para otorgar los créditos por el gobierno de Estados Unidos. Lloyd Blankfein , el presidente ejecutivo de Goldman Sachs, dijo que los bancos necesitaban libertad para devolver los préstamos que -en su opinión- el gobierno "les obligó" a aceptar en octubre. Añadió que esto y otros factores limitarán la capacidad de competir en EE.UU. y en el extranjero. [8] Cabe notar que numerosas empresas tanto financieras como industriales, incluyendo los accionistas de Goldman Sachs, [10] solicitaron esos préstamos.
Adicionalmente, y a pesar de esa aparente renuencia a aceptar la ayuda estatal, se debe mencionar que Goldman Sachs en general y Lloyd Blankfein en particular se cuentan entre los que más se beneficiaron de la misma, [11] la empresa recibiendo, por ejemplo, doce mil novecientos millones de dólares esos fondos como compensación por lo que AIG - empresa de seguros- les debía antes de entrar a quiebra. [12] -monto que de otra manera habría representado una perdida total para la empresa- y que Lloyd Blankfein distribuyó sobre dos tercios de los préstamos estatales como bonos entre él y el resto de los gerentes. [13]
[13] Se calcula incluso que distribuyó en tales bonos un total de catorce mil millones de dólares habiendo recibido solo doce mil millones en préstamos directos. [14]
Finalmente se debe recordar que Goldman Sach es una de las empresas que ha sido más responsabilizada por la situación, alegándose que creó los sistemas financieros [15] más “tóxicos” [16] beneficiándose no solo en la venta de esos instrumentos sino también al hacer “una apuesta” - venta corta- de que fallarían sabiendo que lo harían, lo que ha llevado a acusaciones de fraude contra la empresa. [17]
[18]