Solvencia de las entidades financieras

Aquí os dejo una tabla con información de la solvencia de la entidades financieras españolas.

Son datos de finales de 2008:

<table x:str="" style="border-collapse: collapse; width: 300pt;" width="400" border="0" cellpadding="0" cellspacing="0"><col style="width: 60pt;" span="5" width="80"> <tbody><tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt; width: 60pt;" x:str="Entidad " width="80" height="17">Entidad </td> <td style="width: 60pt;" width="80">Tier 1</td> <td style="width: 60pt;" width="80">Core capital</td> <td style="width: 60pt;" width="80">Ratio bis</td> <td style="width: 60pt;" width="80">Segarro</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">BBK</td> <td x:num="" align="right">14</td> <td x:num="" align="right">14</td> <td x:num="21.5" align="right">21,5</td> <td x:num="2.19" align="right">2,19</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Kutxa</td> <td x:num="13.43" align="right">13,43</td> <td x:num="13.43" align="right">13,43</td> <td x:num="14.58" align="right">14,58</td> <td x:num="1.81" align="right">1,81</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Vital</td> <td x:num="10.69" align="right">10,69</td> <td x:num="10.69" align="right">10,69</td> <td x:num="12.88" align="right">12,88</td> <td x:num="1.81" align="right">1,81</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Cajastur</td> <td x:num="10.55" align="right">10,55</td> <td x:num="10.55" align="right">10,55</td> <td x:num="12.71" align="right">12,71</td> <td x:num="1.77" align="right">1,77</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Unicaja</td> <td x:num="10.2" align="right">10,2</td> <td x:num="" align="right">10</td> <td x:num="13.2" align="right">13,2</td> <td x:num="2.18" align="right">2,18</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">La Caixa</td> <td x:num="10.1" align="right">10,1</td> <td x:num="8.8" align="right">8,8</td> <td x:num="" align="right">11</td> <td x:num="2.48" align="right">2,48</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Murcia</td> <td x:num="9.5" align="right">9,5</td> <td x:num="7.6" align="right">7,6</td> <td x:num="13.3" align="right">13,3</td> <td x:num="1.71" align="right">1,71</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Pollença</td> <td x:num="9.31" align="right">9,31</td> <td x:num="9.31" align="right">9,31</td> <td x:num="13.6" align="right">13,6</td> <td x:num="1.38" align="right">1,38</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Burgos</td> <td x:num="9.06" align="right">9,06</td> <td x:num="9.06" align="right">9,06</td> <td x:num="12.14" align="right">12,14</td> <td x:num="" align="right">3</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">CajaSol</td> <td x:num="" align="right">9</td> <td x:num="" align="right">8</td> <td x:num="13.2" align="right">13,2</td> <td x:num="3.5" align="right">3,5</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Rioja</td> <td x:num="8.91" align="right">8,91</td> <td x:num="8.18" align="right">8,18</td> <td x:num="11.73" align="right">11,73</td> <td x:num="2.46" align="right">2,46</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Círculo</td> <td x:num="8.88" align="right">8,88</td> <td x:num="9.1" align="right">9,1</td> <td x:num="12.26" align="right">12,26</td> <td x:num="1.65" align="right">1,65</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Ibercaja</td> <td x:num="8.87" align="right">8,87</td> <td x:num="8.27" align="right">8,27</td> <td x:num="13.29" align="right">13,29</td> <td x:num="2.17" align="right">2,17</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Peine</td> <td x:num="8.71" align="right">8,71</td> <td x:num="6.64" align="right">6,64</td> <td x:num="12.61" align="right">12,61</td> <td x:num="3.42" align="right">3,42</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">CAI</td> <td x:num="8.53" align="right">8,53</td> <td x:num="8.53" align="right">8,53</td> <td x:num="13.46" align="right">13,46</td> <td x:num="2.35" align="right">2,35</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">CajaCanarias</td> <td x:num="8.19" align="right">8,19</td> <td x:num="8.19" align="right">8,19</td> <td x:num="12.31" align="right">12,31</td> <td x:num="3.2" align="right">3,2</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Navarra</td> <td x:num="8.15" align="right">8,15</td> <td x:num="8.15" align="right">8,15</td> <td x:num="10.42" align="right">10,42</td> <td x:num="1.93" align="right">1,93</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Extremadura</td> <td x:num="8.06" align="right">8,06</td> <td x:num="8.06" align="right">8,06</td> <td x:num="12.55" align="right">12,55</td> <td x:num="2.71" align="right">2,71</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Girona</td> <td x:num="7.71" align="right">7,71</td> <td x:num="7.03" align="right">7,03</td> <td x:num="11.88" align="right">11,88</td> <td x:num="3.86" align="right">3,86</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Terrassa</td> <td x:num="7.7" align="right">7,7</td> <td x:num="6.2" align="right">6,2</td> <td x:num="13.4" align="right">13,4</td> <td x:num="" align="right">3</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">CAM</td> <td x:num="7.6" align="right">7,6</td> <td x:num="6.6" align="right">6,6</td> <td x:num="10.6" align="right">10,6</td> <td x:num="3.96" align="right">3,96</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Tarragona</td> <td x:num="7.59" align="right">7,59</td> <td x:num="7.59" align="right">7,59</td> <td x:num="11.13" align="right">11,13</td> <td x:num="4.17" align="right">4,17</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Ontinyent</td> <td x:num="7.59" align="right">7,59</td> <td x:num="6.63" align="right">6,63</td> <td x:num="10.99" align="right">10,99</td> <td x:num="2.25" align="right">2,25</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Bancaja</td> <td x:num="7.52" align="right">7,52</td> <td x:num="6.37" align="right">6,37</td> <td x:num="11.09" align="right">11,09</td> <td x:num="4.28" align="right">4,28</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Jaen</td> <td x:num="7.51" align="right">7,51</td> <td x:num="7.51" align="right">7,51</td> <td x:num="12.6" align="right">12,6</td> <td x:num="3.75" align="right">3,75</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Madrid</td> <td x:num="7.51" align="right">7,51</td> <td x:num="6.63" align="right">6,63</td> <td x:num="9.95" align="right">9,95</td> <td x:num="4.87" align="right">4,87</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja España</td> <td x:num="7.46" align="right">7,46</td> <td x:num="6.45" align="right">6,45</td> <td x:num="12.08" align="right">12,08</td> <td x:num="3.91" align="right">3,91</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Sabadell</td> <td x:num="7.44" align="right">7,44</td> <td x:num="5.62" align="right">5,62</td> <td x:num="11.76" align="right">11,76</td> <td x:num="3.42" align="right">3,42</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Duero</td> <td x:num="7.41" align="right">7,41</td> <td x:num="6.69" align="right">6,69</td> <td x:num="11.64" align="right">11,64</td> <td x:num="3.65" align="right">3,65</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Manlleu</td> <td x:num="7.41" align="right">7,41</td> <td x:num="6.18" align="right">6,18</td> <td x:num="11.9" align="right">11,9</td> <td x:num="3.83" align="right">3,83</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Ávila</td> <td x:num="7.4" align="right">7,4</td> <td x:num="7.09" align="right">7,09</td> <td x:num="10.47" align="right">10,47</td> <td x:num="3.54" align="right">3,54</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Manresa</td> <td x:num="7.18" align="right">7,18</td> <td x:num="6.52" align="right">6,52</td> <td x:num="16.05" align="right">16,05</td> <td x:num="1.82" align="right">1,82</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Laietana</td> <td x:num="6.8" align="right">6,8</td> <td x:num="5.8" align="right">5,8</td> <td x:num="10.8" align="right">10,8</td> <td x:num="3.91" align="right">3,91</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Cantabria</td> <td x:num="6.74" align="right">6,74</td> <td x:num="5.31" align="right">5,31</td> <td x:num="9.94" align="right">9,94</td> <td x:num="3.58" align="right">3,58</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Sa Nostra</td> <td x:num="6.73" align="right">6,73</td> <td x:num="5.66" align="right">5,66</td> <td x:num="10.87" align="right">10,87</td> <td x:num="2.93" align="right">2,93</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Galicia</td> <td x:num="6.63" align="right">6,63</td> <td x:num="5.63" align="right">5,63</td> <td x:num="10.8" align="right">10,8</td> <td x:num="3.43" align="right">3,43</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Granada</td> <td x:num="6.49" align="right">6,49</td> <td x:num="6.49" align="right">6,49</td> <td x:num="10.79" align="right">10,79</td> <td x:num="3.24" align="right">3,24</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixa Catalunya</td> <td x:num="6.34" align="right">6,34</td> <td x:num="5.58" align="right">5,58</td> <td x:num="10.14" align="right">10,14</td> <td x:num="5.28" align="right">5,28</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caixanova</td> <td x:num="6.34" align="right">6,34</td> <td x:num="4.75" align="right">4,75</td> <td x:num="11.08" align="right">11,08</td> <td x:num="3.3" align="right">3,3</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Segovia</td> <td x:num="6.09" align="right">6,09</td> <td x:num="4.56" align="right">4,56</td> <td x:num="10.28" align="right">10,28</td> <td x:num="2.45" align="right">2,45</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">CajaSur(2)</td> <td> 5,97</td> <td>
</td> <td x:num="9.97" align="right">9,97</td> <td x:num="5.27" align="right">5,27</td> </tr> <tr style="height: 12.75pt;" height="17"> <td colspan="2" style="height: 12.75pt;" height="17">C. Insul. Canarias</td> <td>
</td> <td x:num="" align="right">11</td> <td x:num="3.24" align="right">3,24</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">Caja Badajoz</td> <td>nd</td> <td>
</td> <td x:num="15.61" align="right">15,61</td> <td x:num="2.92" align="right">2,92</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">
</td> <td>
</td> <td>
</td> <td>
</td> <td>
</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">
</td> <td>
</td> <td>
</td> <td>
</td> <td>
</td> </tr> <tr style="height: 12.75pt;" height="17"> <td colspan="5" style="height: 12.75pt;" height="17">Core capital: mide la relación entre capital y reservas y los activos ponderados por riesgo.</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">
</td> <td>
</td> <td>
</td> <td>
</td> <td>
</td> </tr> <tr style="height: 12.75pt;" height="17"> <td colspan="4" style="height: 12.75pt;" height="17">Tier 1: core capital más articipaciones preferentes.</td> <td>
</td> </tr> <tr style="height: 12.75pt;" height="17"> <td style="height: 12.75pt;" height="17">
</td> <td>
</td> <td>
</td> <td>
</td> <td>
</td> </tr> <tr style="height: 12.75pt;" height="17"> <td colspan="4" style="height: 12.75pt;" height="17">Ratio Bis: Tier 1 más deuda Subordinada.</td> <td>
</td> </tr> </tbody></table>

Por cierto, el límite mínimo regulatorio de Tier 1 es el 4%, pero los mercados piden al menos un 6%.

¿Has visto las tablas de Azku? son muy completas, mira el tercer post

http://www.burbuja.info/inmobiliaria/burbuja-inmobiliaria/104309-tablas-y-ratios-de-cajas-y-bancos-pandero-2008-vs-2006-2007-a.html

No lo había visto, no suelo entrar en ese bloque de foro, gracias wsleone. Además son mucho más completo que lo que he puesto 😉.

Salu2.

un poco mas completas, pero los tiros apuntan igual... porque expansion ordena por TIER1??

Yo creo que por mucho ratings y calificaciones que tengan los bancos, nunca se llega a saber lo que hay dentro de los bancos, a mí me huele a podrido.

He leído este artículo, y me ha parecido interesante compartirlo con vosotros:

Salu2.